
Latest Episode
In this inaugural episode, you’ll hear how an engineer became a CFA, CFP, and independent financial advisor, how a random airport purchase of “Rich Dad Poor Dad” changed a flight and a mindset, and how late‑night conversations about music and art led to deeper questions about financial independence.
Listen Now →Financial Insights
Two Cents Together is a personal finance podcast where we share thoughtful, practical conversations about earning, saving, investing, taxes, and big life decisions, with stories that reflect the realities of first‑generation immigrants and mid-career professionals balancing careers and young families.

Latest Blog
In the midst of our bustling lives, there are moments that bring back memories we never anticipated. The recent periods of high inflation and rising interest rates probably triggered my memories and transported me to the days of the 2008 financial crisis.
Read More →Why I Became a Financial Advisor
My journey to becoming a financial advisor is not typical. It starts from growing up in India during the era of economic reforms and liberalization, getting quality education and professional experience as an engineer, moving to a new country, and adapting to it, experiencing economic cycles (including the 2008 financial crisis along the way), to completely changing my career path by getting foundational education in finance and learning continuously.
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Budgeting – Foundational Step to Financial Success
Want to live a happy, fulfilling life? Want to pursue all your hobbies and passions, check every item off your bucket list, while taking care of your family’s needs and still have no stress about your financial future? Actually, let’s skip these questions.
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